Umbrella Services

An umbrella company allows contractors to work different assignments through multiple agencies, whilst having a single employer throughout.

UMBRELLA SERVICES

Umbrella services has many benefits, from ensuring a consistency of PAYE tax deductions to building a solid employment history to help with mortgage and other credit applications. 

An umbrella company allows contractors to work different assignments through multiple agencies, whilst having a single employer throughout.  This has many benefits, from ensuring a consistency of PAYE tax deductions to building a solid employment history to help with mortgage and other credit applications. 

When working through our Umbrella solution, Mutual Group becomes your employer and assumes responsibility for paying you a salary.  We receive funds from your agency and pay you the maximum amount possible, retaining only the amount needed to cover your cost of employment.  When working through us, you are fully covered by our comprehensive Public Liability and Professional Indemnity insurance and can be rest assured that you are paying all of the correct taxes and national insurances week by week.

WHO CAN USE IT

Umbrella is suitable for all contractors, from those working on long term assignment through a single agency to those working day-by-day through multiple agencies. You retain full flexibility to work the way that suits you, with the convenience of a single employer and a single weekly or monthly salary payment.

As an Umbrella contractor, you become an employee of Mutual Group, enjoying all the benefits that come with it, including entitlement to statutory sick pay and statutory maternity/paternity pay.  You receive full insurance cover for your work and all taxes and national insurance deductions are taken care of and paid to HMRC on your behalf.

Although designed for contractors inside IR35, Umbrella would also suit contractors outside IR35 who are on short term assignments or do not want the responsibility of running their own limited company

We work with nearly every recruitment agency across the UK, so wherever you are sourcing your assignments, we can look after your payroll arrangements.  You can rest easy knowing you are guaranteed to be paid on time, every time, always remaining 100% compliant with all UK tax legislation.

But it get’s better. As a member of the mutual employee/member , you will have access to a wealth of FREE benefits such as big brand shopping discounts worldwide, CPD and Diploma courses, technology finance schemes, travel deals, gym discounts, cinema savings, food bill cash back schemes and so much more!